Tuesday, June 25, 2013

YOUR DISABILITY 'SAFETY NET' (615) 732-6159

Losing the ability to work is one of the most frightening experiences of our lives.  Work means security, peace of mind, an assurance of being able to provide for our basic needs.  Loss of that ability can be very worrisome because most of us haven't prepared for that contingency.

Fortunately there is a "safety net" for disability that is provided by the US Government for most Americans.  It's called Social Security Disability Insurance (SSDI).  We pay for it by taxes deducted from our paychecks, matched by taxes from our employers.  Most Americans who work are covered by SSDI.

Social Security disability can pay a disabled person up to about $2,500 per month.  The actual amount is based on how long you worked and your average wages.

To receive benefits, you must prove that you are no longer able to perform full-time work due to blindness or other disability.  The disability can be from physical or mental impairments or a combination of both.

The rules for a finding of disability are rigid and complex.  70 percent of individuals who apply will be denied because they "do not meet our rules for disability."  These decisions are often made in error and go against the very purpose of Social Security disability programs.  Often, the unfavorable rulings can be reversed with appropriate appeals.

A disability advocate is a professional who is trained in the Social Security laws and regulations.  He or she knows how to evaluate a case, prepare it for appeal, and walk it through a legal process with the optimum chance of success.  An advocate or representative may not charge you a fee until you win your case and collect past due benefits.  There are no charges for office or phone consultations, advice, opinions, etc.

If you would like to explore options about a Social Security disability claim, please contact one of our offices listed below:

The Forsythe Firm                          The Forsythe Firm
Huntsville, AL                                 Nashville, TN
(256) 799-0297                            (615) 732-6159

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