SOCIAL SECURITY BENEFIT IS NOT WELFARE

I speak truthfully when I tell people that Social Security disability is not welfare.  You paid for it, you earned it.  Claim it.

Here's why the Social Security disability program is not welfare:

1)  You paid FICA tax every day you worked.  FICA stands for "Federal Insurance Contribution Act."  It's actually a Social Security tax.  It came out of every paycheck you earned.

2)  You were forced to purchase Social Security disability insurance (SSDI) by the US government.  You were not given a choice.  This is a government sponsored disability insurance plan, just like you would purchase from an insurance company.  The only difference, it was mandatory--you were forced to buy it, no choice.

3)  The Social Security program is self-financing.  It is not paid for out of the general US treasury.  FICA taxes come out of your paycheck, are matched by your employer, and go into a special trust fund.  When you become disabled, money comes out of the trust fund to pay your benefit.  This is the same principle used by large insurance companies to offer benefits to their policyholders.  When you get an SSDI benefit check, you are not spending government tax money.

If you bought an insurance policy from Allstate, State Farm, Met Life or any other large insurance company, and paid premiums for years, wouldn't you expect them to pay a claim on the policy?  That would not be welfare.  That would be business under contract.

The same is true with Social Security disability.  You paid the premium every day you worked.  Now, you have a claim.  Expect the government insurance plan to pay off on it.  No welfare involved here.   

BAD BACK: GOOD CASE

Spinal disorders are the Number One cause of disability in the United States.  They can make good SSDI cases.  If you have a bad back, you may have a winning claim if you........

a)  Have had an MRI of the spine and it shows bulging or protruding discs or other severe spinal impairments;

b)  Have a history of medical treatment for back pain without significant improvement;

c)  Get a statement from your orthopedic specialist which lists your restrictions in sitting, standing, walking, bending, lifting and reaching.

Your odds will be improved if your past work involved a great deal of standing, walking, lifting and bending.  However, many individuals with bad backs also have trouble sitting for prolonged periods and this can impair the ability to do sedentary type work, as well.

Objective medical evidence, including imaging studies are critical.  Social Security does not like to pay for back pain where the cause (etiology) is not clearly demonstrated. But if there is physical evidence, spinal disorders may certainly be legally disabling conditions.

DISABILITY DUE TO INFLAMMATORY BOWEL DISEASE

There are a number of inflammatory bowel diseases which can so interrupt the workday as to make an individual disabled.These would include Crohn’s disease, ulcerative colitis, schistosomiasis and amebic colitis, among others.  Such illnesses are evaluated in Section 5.00 of Social Security's Blue Book.

These illnesses may preclude the ability to perform any full-time work because of regular symptoms, including:

• need to take frequent unscheduled restroom breaks
• unscheduled time away from work station to use the restroom
• need for a work station near an always-open restroom
• gastric pain that interferes with attention and concentration
• excessive missed days from work due to symptoms
• medication side effects

Judges are usually going to want to see treatment using various medication and to see that the treatment does not eliminate your symptoms. When possible, I also try to get statements from former employers or co-workers about how the symptoms caused problems performing work.  These are often winning cases.